Fidelity Life Association, A Legal Reserve Life Insurance Company

Fidelity Company InformationFidelity Available Plans and Brochures

Fidelity Life Association, A Legal Reserve Life Insurance Company

Name:	Fidelity Life Association
Address:	P.O. Box 9269 Oak Brook , IL 60522
Offered by Reduce.com in:	All states except for WA, WY, ME, VT & NY
Year Founded:	1896
AM Best Rating:	A-

About Fidelity Association	Fidelity Life Association was established over a century ago as a fraternal benefit society in the state of Illinois designed to provide financial security for the growing middle class of the Midwest and Northern states. Today, Fidelity Life continues the tradition of serving the needs of Middle Americans through innovative products, consumer-friendly service and a staff of some of the most talented, dedicated and creative people in the industry. With a consumer-centric reputation built on innovation, we are dedicated to providing a customer experience unique in the industry today. Besides life insurance that meets your needs, Fidelity Life has combined technology with underwriting innovation to create a unique, web-based underwriting process that speeds up the time needed to approve you for a policy. By utilizing the Internet and the active involvement of our underwriters, we virtually eliminate embarrassing exams, invasive tests and tedious delays so you obtain coverage from Fidelity Life in days, not months. Currently, Fidelity Life has over $22.4 billion of life insurance in-force, over $550 million in admitted assets, and capital and surplus of over $275 million. With one of the industry’s strongest capital to risk ratios, we also offer an A.M. Best A- (Excellent) rating. Fidelity Life Association Insurance Company's products are distributed through independent life insurance agents and agencies.
Legal Information	A two-year contestable and suicide provision applies in most states. NAIC number 63290.

Customer Testimonials

Here are just a few comments that our customer`s have made about their Reduce.com experience:

"I didn`t want to take a night out of my family life and have a sales rep come to my house. It was a lot easier to go and get the policy online."

M. Baker ,
Birmingham, AL

"Wow!! Your system is easy and very effective. Keep up the wonderful service you have running."

F. Bedford
Chicago, IL

"The service is terrific, what a fast turnaround! You make buying life insurance simple and convenient!"

J. Sullivan,

Jacksonville, FL

"I just love getting the free quotes from your website. They are so incredibly informative and they saved me money too!"

J. Balahan ,
Fairbanks, AK

"I'm happy to find such good rates for California !!! Thank You !!!"

M. Bastani,
Irvine, CA

Rapid Decision Term 5	5-year term life insurance with rates guaranteed for 5 years. View Brochure
Rapid Decision Term 10	10-year term life insurance with rates guaranteed for 10 years. View Brochure
Rapid Decision Term 15	15-year term life insurance with rates guaranteed for 15 years. View Brochure
Rapid Decision Term 20	20-year term life insurance with rates guaranteed for 20 years. View Brochure
Rapid Decision Term 30	30-year term life insurance with rates guaranteed for 30 years. View Brochure
Graded Death Benefit Term 10,20 and 30	Provides a level premium and the death benefit is less than the full benefit amount during the initial 24 months. View Brochure
Graded Death Benefit Whole Life	Graded Death Benefit Whole Life is a level death benefit after year 2, level premium whole life policy paid up at age 120. It provides cash values and standard non-forfeiture options such as cash loans, paid-up insurance and automatic premium loan (APL). View Brochure
Hybrid Life	Level term life insurance with rates guaranteed for 10, 15, 20 and 30-years with blended coverage providing an initial All Cause Death Benefit and Accidental Death Benefit. Initial blend of coverage is issued after the customer is approved through a non-medical, 24-to-48 hour underwriting process. Optional to undergo medical underwriting within the first six months of the policy's issue date to potentially qualify for an improved blend of policy benefits. All Cause Death Benefit is renewable on a level premium basis through the initial term period, and on an annual renewable term (ART) basis up to age 95. The Accidental Death Benefit expires after the initial term period. View Brochure

Customer Testimonials

Here are just a few comments that our customer`s have made about their Reduce.com experience:

"I requested quotes from many services and your rates were by far the lowest."

T. Legat ,
Woodbridge, VA

"Wow!! Your system is easy and very effective. Keep up the wonderful service you have running. It is a huge asset to the community."