||Life Insurance for Smokers and Tobacco users
Life insurance quotes for smokers
There are some things to know if you`re looking for a smoker affordable term
- To get a smoker affordable life insurance quote you need to work with
someone who will deals with a lot of insurance companies and knows how to
find a competitive smoker life insurance quote.
- Some insurance companies charge less if you quit smoking tobacco, some
make you wait two or three years to get a smoker affordable term insurance
- If you don`t smoke any more, there are some life insurance companies
that will give you a smoker term insurance quote but others will give you a
non-smoker term insurance quote assuming you`ll not return to tobacco.
- Some companies will give you a smoker life insurance quote even if you
don`t smoke cigarettes or cigars but use any kind of tobacco.
- Other companies won`t give you a smoker life insurance rate but
preferred rates if you use smokeless tobacco and some will charge you less
if you smoke an occasional cigar but not cigarettes.
What are the key thing to remember about life insurance if you use tobacco or
smoke cigarettes or cigars?
- Use a service that quotes the market. Don`t use an agent that doesn`t
have access to or the experience with a large database of companies. Check
our term life insurance quoting system to search the market
- Call or contact us by email to describe your situation exactly so we can
get you a smoker affordable term insurance quote if you smoke cigarettes or
a better rate if you smoke cigars or use smokeless tobacco.
At Reduce.com we know who these companies are and our searches reflect
this situation. But if you use tobacco but don`t smoke cigarettes make sure to
contact us so we can give a personal search. When you check tobacco on the
quoting system you may get an instant life insurance smoker rate which manually
we may be able to improve on an advanced search. Call us or email us.
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