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Life Insurance for Smokers and Tobacco users
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Privacy Statement |
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Reduce.com Insurance and Financial Services is committed to protecting your privacy and developing
technology that gives you the most powerful and safe online experience. This
Statement of Privacy applies to the Reduce.com Insurance and Financial Services Web
site and governs data collection and usage. By using the Reduce.com Insurance and Financial Services
website, you consent to the data practices described in this statement.
Collection of your Personal Information
Reduce.com Insurance and Financial Services collects personally
identifiable information, such as your e-mail address, name, home or work
address or telephone number. Reduce.com Insurance and Financial Services also collects anonymous
demographic information, which is not unique to you, such as your ZIP code,
age, gender, preferences, interests and favorites.
There is also information about your computer hardware and
software that is automatically collected by Reduce.com Insurance and Financial Services. This information
can include: your IP address, browser type, domain names, access times and
referring Web site addresses. This information is used by Reduce.com Insurance and Financial Services for
the operation of the service, to maintain quality of the service, and to
provide general statistics regarding use of the Reduce.com Insurance and Financial Services Web site.
Please keep in mind that if you directly disclose personally identifiable
information or personally sensitive data through Reduce.com Insurance and Financial Services public
message boards, this information may be collected and used by others. Note:
Reduce.com Insurance and Financial Services does not read any of your private online communications.
Reduce.com Insurance and Financial Services encourages you to review the privacy statements of Web sites
you choose to link to from Reduce.com Insurance and Financial Services so that you can understand how
those Web sites collect, use and share your information. Reduce.com Insurance and Financial Services is
not responsible for the privacy statements or other content on Web sites
outside of the Reduce.com Insurance and Financial Services and Reduce.com Insurance and Financial Services family of Web sites.
Use of your Personal Information
Reduce.com Insurance and Financial Services collects and uses your personal
information to operate the Reduce.com Insurance and Financial Services Web site and deliver the services
you have requested. Reduce.com Insurance and Financial Services also uses your personally identifiable
information to inform you of other products or services available from
Reduce.com Insurance and Financial Services and its affiliates. Reduce.com Insurance and Financial Services may also contact you
via surveys to conduct research about your opinion of current services or of
potential new services that may be offered.
Reduce.com Insurance and Financial Services does not sell,
rent or lease its customer lists to third parties. Reduce.com Insurance and Financial Services may, from
time to time, contact you on behalf of external business partners about a
particular offering that may be of interest to you. In those cases, your unique
personally identifiable information (e-mail, name, address, telephone number)
is not transferred to the third party. In addition, Reduce.com Insurance and Financial Services may share
data with trusted partners to help us perform statistical analysis, send you
email or postal mail, provide customer support, or arrange for deliveries. All
such third parties are prohibited from using your personal information except
to provide these services to Reduce.com Insurance and Financial Services, and they are required to
maintain the confidentiality of your information.
Reduce.com Insurance and Financial Services does not
use or disclose sensitive personal information, such as race, religion, or
political affiliations, without your explicit consent.
Reduce.com Insurance and Financial Services keeps
track of the Web sites and pages our customers visit within Reduce.com Insurance and Financial Services,
in order to determine what Reduce.com Insurance and Financial Services services are the most popular.
This data is used to deliver customized content and advertising within
Reduce.com Insurance and Financial Services to customers whose behavior indicates that they are
interested in a particular subject area.
Reduce.com Insurance and Financial Services Web sites will
disclose your personal information, without notice, only if required to do so
by law or in the good faith belief that such action is necessary to: (a)
conform to the edicts of the law or comply with legal process served on
Reduce.com Insurance and Financial Services or the site; (b) protect and defend the rights or property of
Reduce.com Insurance and Financial Services; and, (c) act under exigent circumstances to protect the
personal safety of users of Reduce.com Insurance and Financial Services, or the public.
Use of Cookies
The Reduce.com Insurance and Financial Services Web site use "cookies" to help you personalize your
online experience. A cookie is a text file that is placed on your hard disk by
a Web page server. Cookies cannot be used to run programs or deliver viruses to
your computer. Cookies are uniquely assigned to you, and can only be read by a
web server in the domain that issued the cookie to you.
One of the primary
purposes of cookies is to provide a convenience feature to save you time. The
purpose of a cookie is to tell the Web server that you have returned to a
specific page. For example, if you personalize Reduce.com Insurance and Financial Services pages, or
register with Reduce.com Insurance and Financial Services site or services, a cookie helps
Reduce.com Insurance and Financial Services to recall your specific information on subsequent visits.
This simplifies the process of recording your personal information, such as
billing addresses, shipping addresses, and so on. When you return to the same
Reduce.com Insurance and Financial Services Web site, the information you previously provided can be
retrieved, so you can easily use the Reduce.com Insurance and Financial Services features that you
customized.
You have the ability to accept or decline cookies. Most Web
browsers automatically accept cookies, but you can usually modify your browser
setting to decline cookies if you prefer. If you choose to decline cookies, you
may not be able to fully experience the interactive features of the
Reduce.com Insurance and Financial Services services or Web sites you visit.
Security of your Personal Information
Reduce.com Insurance and Financial Services secures your personal information from
unauthorized access, use or disclosure. Reduce.com Insurance and Financial Services secures the
personally identifiable information you provide on computer servers in a
controlled, secure environment, protected from unauthorized access, use or
disclosure. When personal information (such as a credit card number) is
transmitted to other Web sites, it is protected through the use of encryption,
such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Reduce.com Insurance and Financial Services will occasionally update this Statement of Privacy to reflect
company and customer feedback. Reduce.com Insurance and Financial Services encourages you to periodically
review this Statement to be informed of how Reduce.com Insurance and Financial Services is protecting
your information.
Contact Information
Reduce.com Insurance and Financial Services welcomes your comments
regarding this Statement of Privacy. If you believe that Reduce.com Insurance and Financial Services has
not adhered to this Statement, please contact Reduce.com Insurance and Financial Services at contact@reduce.com. We
will use commercially reasonable efforts to promptly determine and remedy the
problem.
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Copyright 1998-2021 Reduce.com, Inc.
Terms Of Use Privacy Statement
Life insurance, Term Life Insurance,
Term Life No-Exam (also known as Term Life Insurance No-Medical Exam and Life
Insurance No-Physical) quotes are available through Reduce.com in the following
states: Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA),
Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA),
Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY),
Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI),
Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE),
Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York
(NY), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon
(OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota
(SD), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA),
Washington (WA), Washington DC (DC), West Virginia (WV), Wisconsin (WI), Wyoming
(WY).
Using the Reduce.com mark and other Reduce.com Insurance Services intellectual
property such as logos, slogans, trade dress, and graphic symbols on packaging,
products, or services requires express written permission from Reduce.com
Insurance Services. No part of this site and/or site content may be reproduced,
stored in a retrieval system, or transmitted in any form or by any means,
electronic, mechanical, photocopying, recording or otherwise, without the prior
written permission of the Publisher.
Although great effort has been made to ensure this site contains accurate and
timely information, it is provided with the understanding that the author and
publisher is not engaged in rendering legal, accounting, tax or other
professional advice. If professional advice is required, the services of a
competent advisor should be sought. |
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